If Buyer uses Carolina One Mortgage, Carolina One Mortgage will contribute $1100,00. This contribute from Carolina One Mortgage will be reflected on the settlement statement as a Lender Credit and applied towards Buyer's closing costs. This credit is in addition to any negotiated seller concession.If Buyer uses Carolina One Mortgage, Carolina One Mortgage will contribute $1100,00. This contribute from Carolina One Mortgage will be reflected on the settlement statement as a Lender Credit and applied towards Buyer's closing costs. This credit is in addition to any negotiated seller concession.